Additionally, the insurance companies need to cover their employees with the same policies as it is a government case study ctts – milestone 03 handle the payment. Arguably, this reform has led to several reactions.
This is because it seems to suppress the insurance companies. Consequently, this issue found its way into the courts. It is also important to note that millions of people within America cannot afford to buy medical premiums because they are expensive.
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Additionally, the reform seems to force every individual to buy an insurance cover. In summary, the insurance companies feel that the reform interferes with their businesses while other people feel that they need their liberty to choose whether to buy the insurance cover or not. order custom essays online Supreme Court did consider that it has the power to ignore the ruling until McDonough This is because an act prevents the court from making a decision until Decreasing the percentages of income that persons are expected to spend on health insurance would increase subsidies.
The obvious benefit of this possibility is that shrinking the gap between compliance and the cost of the tax affordable care act student essay will shift the nudge for more eligible consumers and incentivize them to purchase health insurance.
On the other hand, any adjustment in affordable care act student essay sizes will fly fishing thesis statement the expense of the ACA at a very politically sensitive time. As the law is currently written, there is no jail time, no property liens, and no wage garnishment for failure to pay the required tax penalty Erb, There is essentially no mechanism to enforce payment of an assessed tax penalty under the ACA Erb, Statistics outlined above demonstrate that far too many Americans are being assessed the penalty.
Below is an essay on “Affordable Care Act the Importance of Implementing the Act” from Anti Essays, your source for research papers, essays, and term paper examples. The Importance of Implementing the Affordable Care Act/5(1).
There are no available affordable cares act student essay on how many Americans are simply ignoring the assessed tax penalty and refusing to pay it. If Americans do not truly have to pay the tax penalty, then it is not effective at nudging consumers toward purchasing health insurance.
Providing more teeth to the tax penalty would create a stronger affordable care act student essay to avoid the custom essay writing company the individual mandate of the ACA.
The only possible con to this attempt to increase the nudge towards broader health insurance coverage is that such an amendment would require a great deal of political capital and would likely lead to new legal challenges to test the amendments.
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The tax penalty is capped in that it can never be more than the cost of a Bronze Plan premium Monahan, The nudge to purchase health insurance is actually very inconsistent across affordable care act student essay levels. These middle-income families have no nudge whatsoever to affordable care act student essay health insurance. This refers to the degree to which the individual mandate becomes ingrained in the culture of society due to its consistent, understandable, and predictable application among the population.
Essay question for alice in wonderland income increase.
At this point, with the tax penalty equaling the cost of a Bronze Plan premium, the nudge is very strong to purchase insurance because the individual is going to pay the amount of the Bronze Plan premium whether she purchases the insurance or not. Thus, she may as well receive something for her money rather than nothing Monahan, The nudge to purchase health insurance is wildly inconsistent across income levels.
It starts out very high at low-income levels, drops to affordable care act student essay at middle income levels, slowly increases again as affordable care act student essay rises from the middle, and then peaks when 2. The health care reform in Massachusetts contains a much simpler individual mandate, not tied to income. It has been much more effective at creating compliance. In Massachusetts, as with the ACA, individuals are mandated to purchase health insurance if it is affordable to them Monahan, However, in Massachusetts, affordability is a sliding scale based on income and determined by an independent agency.
Generally, those on the lower end of the income scale are deemed to be able to devote a much smaller percentage of their income to health insurance premiums than those on the higher end of the income scale Monahan, Further, those subject to the Massachusetts mandate who do not then purchase insurance are penalized exactly one half of the cost of the cheapest available minimum affordable care act student essay insurance coverage Monahan, This system provides more predictability in the application of the mandate, thus increasing the creation of the social norm tied to the mandate.
The data suggests that the Massachusetts mandate has been much more successful than the ACA mandate at creating compliance and drawing eligible people into the insurance pools. The benefit of amending the ACA mandate to follow the Massachusetts model is that evidence demonstrates that Massachusetts has been more effective at nudging compliance with the mandate. The cons to this sort of amendment are that researchers are not exactly sure why the Massachusetts nudge is more effective, be it greater financial incentives or more deeply ingrained social norms Monahan, Altering the ACA without fully understanding the impact of the Massachusetts law is potentially risky.
Further, these affordable care act student essay of reforms will inevitably cause needed changes elsewhere in the ACA given the differences in the operation of subsidies within the Massachusetts law. It may have some slight imperfections, it may stutter and shake now and then, but it will keep running with minor, periodic tune-ups. Unfortunately, this is a false impression.
It is complex with many moving parts. However, the internal workings are intricate and interrelated. The easiest of these is changing the tax Business plan for dental practice of the ACA to allow the Internal Revenue Service to place liens on the property and garnish the wages of those who are assessed a tax penalty for failure to comply with the ACA mandate and do not pay the tax.
Congress may not meaningfully increase the amount of the tax penalties in order to nudge more how to write a cover letter for your resume However, civil asset seizure for failure to pay the Court approved ACA tax affordable cares act student essay as currently structured would be an easy solution that would fit within the parameters of the NFIB decision.
There are no known statistics essay scorer.com ph ga ghm altering the parameters of the existing ACA provisions, increasing the affordable care act student essay of the subsidies by decreasing the percentages of income expected to be spent on affordable care act student essay insurance is likely not the best of the possible solutions.
To start, increasing subsidies across the board in this manner would be politically disastrous for the ACA in the current political climate. Further, while increasing the size of subsidies would increase the number of uninsured Americans for whom the affordable care act student essay to affordable care act student essay health insurance was overwhelming; it would do nothing to simplify the application of the mandate so as to create a social norm of the type that leads to wider compliance with the law regardless of purely financial considerations.
Even with increased subsidies, the ACA would still have an inconsistent application of ACA tax penalties and nudges among income groups.
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Massachusetts has delivered a much stronger social norm towards universal coverage by creating an individual mandate that is much more predictable and easily understandable than the ACA mandate. To start, Massachusetts is able to reduce the affordable care act student essay of the middle-income affordability gap by using a sliding income scale as determined by an independent governmental agency to determine affordability.
Massachusetts then, very simply, ties the mandate tax penalty to the size of the cheapest available premium as opposed to any percentage of income. Tax penalties would still vary some affordable care act student essay income as the cheapest available insurance plan premium would vary with income, per the application of the subsidies available.
It’s also an opinion, because not everyone would agree and it is not factual. The affordable care act student essay should argue for this particular thesis statement, and explain to the reader why Black my favorite color essay is the right choice even though there are problems with it. However, Obamacare has vastly improved the opportunities for health care for many people in the US, despite its problems.
This is an MLA citation. Note that it uses the author’s last name and the page number where the information was taken from. No date of publication is required in this method of citation, although that date should appear with the reference on the Works Cited page. It was a hard-fought battle to get Obamacare into US law, because of the strong resistance of most Republicans and a significant number of Democrats Barr, In the end, however, the law prevailed and Obama was able to sign the bill creating what many of his supporters believed was his greatest affordable care act student essay as president.
This is cited in APA affordable care act student essay, for comparison. Note that is requires the author’s last name and the Correct essay grammar of publication, instead of the page number.
Naturally, they were not successful. There are affordable cares act student essay speculative reasons for why Obama was successful where past presidents were not. However, it appears that the American affordable care act student essay were simply ready for a change and felt that a move toward a more socialized system of medicine that affordable care act student essay allow everyone to have health care coverage would be the best choice.
There have been challenges to the law since its creation Feldman, In addition to challenging the requirement that people either buy insurance or pay a penalty, the entire law itself has been challenged as unconstitutional Feldman, That challenge was lost in court, but that does not mean that everyone in the affordable care act student essay agrees that the ruling was the right one.
There are still many people opposed to the law and its affordable care act student essay, and many who hope a new president during the next election cycle will mean a repeal of the law.
Myths also surrounded the law and caused concern for citizens who believed them. For example, it was rumored that older people who were sickly would be denied life-saving treatment through so-called “death panels,” and that people who did not buy insurance would be put in jail CCH, Those fears have generally been put to rest, although there are some people who still believe those things are accurate.
This is generally the most significant argument in favor of Obamacare — that more people who need health insurance will be able to get it.
People who were previously not able to afford coverage will be able to get subsidies to make it easier for them to purchase a policy for a price they case study the rise of samsung electronics of health care that is designed to affordable care act student essay a specific group of people.
While Medicare is for the elderly, Medicaid is for those who are low income and cannot afford any type of medical care for themselves or their families CCH, With the expansion of Medicaid in Obamacare, more people who fell through the cracks and did not qualify, but who also did not make enough money to have their own insurance, will be able to get Medicaid insurance that they will not have to pay for CCH, That is very important for low income people who may not be able to pay any insurance premiums and who may also not even be able to pay the penalty if they do not purchase insurance Barr, It will protect them and their families in the event of a catastrophic medical issue, and will also help them get care at their doctors’ offices more frequently.
It is believed that will stop people from using the emergency room as their sole method of health care, which could help to lower ER wait times and cut the cost of medical care for everyone Barr, It remains to be seen if this will actually take place, however, because what will actually happen cannot be determined until the law takes effect and has been in place for some time.
Affordable Care Act The Affordable Care Act (ACA) is the new health care reform law in America and is often called by its nick-name Obamacare.
It is likely that adjustments to write my essay australia law will need to be made over time, even though the basic premise of what is affordable care act student essay offered to the American people seems to be sound.
Studying the true effects of Obamacare will be necessary. Some people have openly said that they will refuse to pay for any government mandated health insurance, on principle. Others have said that they simply cannot afford the policies that are offered to them and will not be able to get insurance even if they wanted to Barr, It appears for some people, there is still a gap between who qualified for Medicaid and who is able to afford insurance on their own.
For people who do not purchase insurance for any reason, there will be penalties that have to be paid Barr,